4 Wheels Good

Norwich Union

Contact information
Address: Norwich Union, PO Box 4, Surrey Street, Norwich, NR1 3NG
Tel: 01603 622200

Company profile
Norwich Union is an Aviva company. Aviva is the world's sixth-largest insurance group and the biggest in the UK. It is one of the leading providers of life and pensions products in Europe and has substantial businesses elsewhere around the world. Its main activities are long-term savings, fund management and general insurance.

Insurance
Car Insurance  Health Insurance  Life Insurance  Home Insurance  Travel Insurance  

Online instant quotes for cars, homes, travel and appliances. Also offers motorcycle, personal accident and payment protection cover.
Car insurance
Norwich Union launch revolutionary "Pay As You Drive"™ insurance. You pay a fixed monthly fee plus costs based on the miles you drive. A small Smart Box with its own GPS tracking system is installed into your car. The GPS technology monitors your journeys. Your premiums are then calculated based on your usage. In addition the Smart Box has a built-in stolen car locator.
Benefits of Norwich Union home insurance
  • 20% off buildings insurance for 5 years no claims
  • 10% off if you take out combined buildings and contents cover
  • We will replace your locks if your keys are stolen to protect you against burglary
  • We cover any TVs, PCs and stereo equipment for accidental damage as standard
  • Your belongings are replaced on a "New for Old" basis with brand new items (except clothes and linen)
  • Contents of freezer covered up to £400 and garden contents up to £250

apply now: Norwich Union Direct Car Insurance Quote or

Aditional information
Investments
Pensions  Fund Managers  
apply now: Norwich Union Direct Car Insurance Quote or compare with our recommended pension, investment and fund managers and ISAs

Loans
8.9% APR typical For example, you borrow £7,000 over 5 years. You’ll make 60 monthly repayments, each of £142.62 by Direct Debit, starting three months after you get your loan cheque. The total amount you repay is £8,557.20, 7.9% APR
apply now: Norwich Union Direct Car Insurance Quote or compare with our recommended loans

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Norwich Union URL: Norwich Union Direct Car Insurance Quote
Home insurance: useful information
How are premiums calculated? - In setting premiums for buildings and contents cover, most insurers will start with the postcode of the property to be insured. Postcodes enable insurers to identify a geographical area, thereby allowing premiums to better reflect their claims experience in that locality. However, postcodes have two major disadvantages – first, the insurance industry has no control or influence over the Royal Mail’s allocation of postcodes and second, an individual postcode may contain within its boundary, areas of higher or lower risk than the average. This information is generally not known to individual companies or the industry as a whole.

The postcode is the base upon which insurers calculate premiums. A number of other factors are taken into account when calculating the full premium such as a policyholder’s previous claims history, the sum(s) insured and the nature of the items to be insured.

Not all insurers place particular postcodes in the same rating bands and competition between insurers means premiums can vary considerably for similar risks in the same locality. It is worthwhile shopping around.

Liability - Householders - like everyone else - have a duty to exercise reasonable care in everything they do. If you are careless or negligent, and this results in injury or damage to someone else or their property, then you could be held legally liable for this and have to pay compensation. Contents and buildings policies cover you against this risk. The buildings policy covers you as owner of your home while the contents policy covers you as its occupier.




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